VP - Commercial Lender
- Military veterans preferred
2024-08-30 Oconee State Bank
Other
/yr
employee
contract
Watkinsville Georgia 30677 United States
POSITION TITLE: Commercial Lender
LOCATION: Oconee Market
DEPARTMENT: Lending
REPORTS TO: Market President
SUPERVISOR TO: NA
EMPLOYMENT TYPE: Full-Time
STATUS: Exempt
DEPARTMENT | ROLE DESCRIPTION:
The commercial lending team plays a critical role in generating revenue for the bank by providing loans for our business customers. They strive to create remarkable experiences that mark the lives of their customers and their communities.
Commercial lenders identify and assist business customers that need the financial support of a bank. They prospect new customers, engage in the communities they service, prepare and close loans, manage their loan portfolios, and present loan packages to loan committee.
RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):
Manage client relationships with excellence
Engage in business development and community involvement activities
Prepare loan documentation
Manage loan portfolio and ensure credit quality of the portfolio
Prepare presentations for loan committee meetings
Adhere to all compliance standards and regulations
Assist in collections efforts as needed
Set pricing and terms for loan products sold
Evaluate loan requests and customer financial condition
Cross sell products to perspective and existing clients to drive profitability and income growth
Provide operational and managerial support to the lending team