Commercial Banking Officer - Military veterans preferred

Job Description Job Description Opportunity Overview We have a Unique opportunity for a mid-career level professional to join our team as a Commercial Banking Officer . We’re looking for someone with a passion for exceptional customer service, who thrives in an environment where no two days are ever the same and who is driven to help grow the business. We are a team that is committed to the role and purpose a bank plays in the community, focused on achieving results in an ethical manner, enjoy rolling up our sleeves working alongside each other, and we believe you never stop learning. If being in a position where you know your contributions make a difference is what you’ve been looking for, then come join us Position Overview As our new Commercial Banking Officer , you will originate and service both commercial & industrial loans and commercial real estate loans. Essential Duties Ability to work with a high degree of independence and autonomy, participate in developing and implementing the commercial lending activity of the Bank in the solicitation and administration of commercial loans (C&I and CRE), ensure compliance with Bank’s lending policy and established goals and objectives. Cross-sell UniBank products and services. Negotiate loan proposals with existing and prospective customers with limited supervision. Initiate and carry out business development program to promote Bank’s commercial lending capabilities. Analyze proposed loans for credit worthiness, risk, and prudent structuring through detailed analysis of all required financial information, integrating relevant external factors such as management, market, industry, and economic climate into the decision -making process. Approve loans and address structuring issues within limits of lending authorities established within the Bank’s loan policy. Prepare and review pre and post-closing commercial loan documentation to ensure timely and accurate receipt of credit and all other required documentation. Monitor performance of assigned commercial loan portfolio. Maintain and participate in ongoing program of credit administration including customer visitations, covenant reviews, dictation, and file maintenance to ensure adherence to Bank’s loan policies and procedures supporting a sound credit administration function. In conjunction with the Senior Lender, participate in planning and executing loan workout strategies with problem credits including working with attorneys and workout personnel. Keep abreast of ongoing developments in the fields of finance, banking in general, and commercial lending in particular. Represent the Bank within the community by participating in various business, civic and service organizations. Other duties as assigned. Education, Training and Work Experience Bachelor’s Degree required; MBA preferred. Minimum five to seven years C&I and/or commercial real estate lending experience required. Must have proficient computer skills, and excellent interpersonal, organizational, verbal and math skills. Must be able to work independently, make decisions, handle multiple projects simultaneously and use discretion in setting priorities. Valid drivers’ license along with the ability and willingness to travel to various sites required. Demonstrated ability to handle challenging situations with poise and tact. Strong and effective customer service skills, with professional and courteous style of communication. About UniBank We are UniBank, a team of civic-minded financial professionals and all-around great people working together to enrich people, businesses, and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community. And we believe in the people who live here. We believe in committing time and financial support to local nonprofits. We believe in finding innovative solutions for affordable housing, community development and independent business. And yet, we are bankers. We are a mutual bank, owned by its customers, dedicated to local service. We are technology leaders. Since launching our first online payment platform in 2003, we've never stopped delivering the most effective technology to our customers. We are a unique blend of consumer, civic and business banking with more than 150 years of history. We are an exception to the rule. We are unique. Unique to people. Unique to business. Unique to local government. We are UniBank. Bank Different. Bank Unique. This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran or as an individual with a disability. Participant in E-Verify